San José
Costa Rica
North America · Capital: San José
Pura vida and reliable infrastructure — Central America's most stable nomad base with rainforest and surf on the doorstep
Costa Rica has built its reputation on two things: extraordinary biodiversity and political stability. It abolished its military in 1948 and has been one of Latin America's most consistently democratic and peaceful countries since. For nomads, this translates to reliable infrastructure, a genuine rule of law, and a well-developed expat ecosystem that has been attracting North American retirees and remote workers for decades. The country is more expensive than its Central American neighbors, but the gap in infrastructure quality — roads, internet, healthcare, safety — justifies the premium. San José's Escazú district is effectively a North American suburb with a rainforest commute; the beach towns of Manuel Antonio, Tamarindo, and Santa Teresa attract a younger, more adventurous nomad crowd.
Monthly estimate for a single digital nomad (USD).
One of the more expensive Central American destinations. San José runs lower; beach towns like Tamarindo and Santa Teresa are pricier.
Costa Rica's Digital Nomad Visa allows a 1-year stay, renewable for a further year. Requires proof of remote income of at least USD 3,000/month (or USD 4,000 with dependants), valid health insurance covering Costa Rica, and a clean criminal record. Apply at a Costa Rican consulate before travel.
Minimum Income: $3,000/month
US citizens receive 90 days visa-free. The digital nomad visa is the route for longer stays. Costa Rica does not border any Schengen countries, so there's no cross-border day-trip reset option.
USD is widely accepted alongside colones, especially in tourist areas, for rent, and in Escazú/Santa Ana. ATMs dispense both currencies. Wise is recommended for receiving money. Local bank accounts (Banco Nacional, BCR) require a cédula de residencia — not practical for short-stay nomads. Most coworking spaces and landlords in expat areas are comfortable with USD transactions.
Wise
International banking without the fees
English is widely spoken in tourist areas, Escazú, and the beach towns frequented by expats and nomads. In San José city center and rural areas, Spanish is essential. The expat community is large enough that daily life in English is practical in the main nomad hubs.
183 days in a calendar year triggers Costa Rican tax residency, though the territoriality system means only Costa Rican-source income is taxed — foreign remote income is generally not subject to Costa Rican income tax. This makes it one of the more tax-efficient residency options in the region.
Costa Rica has one of the best healthcare systems in Central America. The CAJA (public system) is accessible to legal residents. Private hospitals (Clínica Bíblica, Hospital CIMA) offer excellent care with English-speaking staff and are the practical option for most nomads. A GP visit runs USD 60–120 privately. International insurance (SafetyWing, Cigna Global) is recommended.
Kolbi (ICE), Claro, and Movistar are the main carriers. Prepaid SIMs are available at carrier stores and supermarkets with passport ID. Monthly unlimited plans run CRC 8,000–15,000 (USD 15–30). Coverage is strong in the Central Valley and coastal towns; remote mountain areas can have gaps. eSIMs from Airalo work reliably.
Airalo
eSIM for 190+ countries
'Pura vida' (pure life) is Costa Rica's national motto and cultural philosophy — it's used as a greeting, farewell, expression of contentment, and general acknowledgment. Adopt it genuinely rather than ironically.
Costa Ricans (Ticos) are exceptionally polite and conflict-averse — direct criticism or confrontation makes people uncomfortable. Frame feedback gently.
Tipping is not as automatic as in the US — a 10% service charge (cargo por servicio) is legally mandated at restaurants, so check before adding more.
The rainy season (May–November) brings daily afternoon showers in most of the country — plan outdoor activities for mornings and embrace the rain.
Wildlife encounters are part of daily life — sloths, monkeys, toucans, and iguanas are routine in many areas. Don't feed wildlife; it disrupts their behavior.
Common questions from digital nomads researching Costa Rica.
Tools the GetSettld community relies on — vetted, nomad-tested.
SafetyWing
Travel & medical insurance for nomads
Flexible monthly coverage starting at $42/mo. Cancel anytime, covers 180+ countries, and pays out in USD.
Airalo
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Skip the airport SIM queue. Buy a local eSIM before you land and stay connected from day one.
Wise
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NordVPN
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Booking.com
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