Tools & Resources
Everything you need to move and thrive.
Free tools we've built for the nomad workflow, plus the apps and services the Settled Nomad community relies on every day.
Tools we built
Free, no sign-up required.
AI City Finder
Natural language search across 79 cities
Describe what you're looking for — 'warm, cheap, good Wi-Fi, safe for solo women' — and the AI surfaces the best matches from every city in our database.
City Comparison
Side-by-side across cost, safety, internet & more
Pick up to 4 cities and compare them on 20+ metrics — cost of living, nomad score, internet speed, climate, visa difficulty, and more. Shareable URL included.
Nomad Readiness Quiz
Are you ready to go remote?
A 10-question quiz that assesses your readiness across finances, work setup, health, and mindset — and gives you a personalised action plan.
US Tax Estimator
Estimate your FEIE and FBAR obligations
Enter your income, days abroad, and housing costs to estimate your US tax liability as a nomad — including Foreign Earned Income Exclusion calculations.
Schengen Calculator
Track your 90/180-day allowance
Log your entry and exit dates to see how many Schengen days you have left in the current 180-day rolling window. Never accidentally overstay again.
Schengen Reset Finder
Where to go after maxing your 90 days
Maxed your Schengen allowance? Find your exact re-entry date and explore the best non-Schengen nomad destinations to wait it out.
Visa Eligibility Checker
Which nomad visas do you qualify for?
Enter your monthly income to instantly see every digital nomad visa you qualify for across 22+ countries — with income thresholds, stay durations, and country guides.
Tax Residency Estimator
Am I a tax resident? 183-day rule checker
Enter the countries you've visited and days spent to see whether you've triggered tax residency. Covers 50+ countries with territorial tax notes and risk levels.
Budget Planner
Monthly nomad budget by city
Build a realistic monthly budget for any of our 79 cities — rent, food, coworking, transport, and health insurance. Export as CSV.
Time Zone Planner
Find the overlap window with your team
Pick your city and your team's locations to visualise the working-hours overlap. Essential for async-first but sync-sometimes remote teams.
Nomad Banking Guide
Wise vs Revolut vs N26 vs local SIMs
A structured breakdown of the best banking options for nomads by region — which card to carry, which to keep at home, and how to avoid ATM fees.
Tools we recommend
Vetted by the Settled Nomad team and used throughout our playbooks. Affiliate links — we earn a small commission at no cost to you.
SafetyWing
Travel & medical insurance built for nomads
The most popular nomad insurance by a wide margin. Monthly billing, cancel anytime, covers 185+ countries. From $42/month. Includes emergency medical, evacuation, and trip interruption.
Used by 60%+ of the Settled Nomad community
Wise
The nomad's bank account
Hold 50+ currencies, send money at the real mid-market rate, and get local bank details in 10 countries. The single most-recommended tool in our playbooks.
Used in every single city playbook
Airalo
eSIM for 190+ countries — buy before you land
Skip the SIM queue at the airport. Buy a local data eSIM before departure, activate it mid-flight, and arrive connected. Regional plans cover multiple countries.
Recommended in every pre-arrival step
Booking.com
Monthly apartments without Airbnb's markup
Filter specifically for monthly stays with a kitchen and workspace. Thousands of nomad-friendly properties that don't show up on Airbnb — often 30–50% cheaper.
Linked in every playbook accommodation step
Skyscanner
The cheapest way to find flights anywhere
Compare every airline and booking site in one search. Set price alerts for your next destination and book when the fare drops. Everywhere mode for the destination-flexible.
Great for flexible date + flexible destination searches
NordVPN
Stay private on coworking and café Wi-Fi
Non-negotiable for anyone working on public networks. Unblocks streaming services from home, protects sensitive client work, and works in restrictive countries like China and UAE.
Essential in countries with internet restrictions
Frequently Asked Questions
Are the Settled Nomad tools free to use?
Yes — all 10 built tools (city finder, comparison tool, Schengen calculator, tax estimator, budget planner, and others) are completely free with no account required. We earn revenue through affiliate partnerships with the services we recommend, which keeps the tools free permanently.
Which nomad tool should I use first?
Start with the Nomad Readiness Quiz if you're still deciding whether the lifestyle is right for you. If you're committed, use the City Finder to shortlist destinations, then the Budget Planner for your top picks to confirm the numbers work. The Schengen Calculator and Visa Checker are essential before any European trip.
How accurate is the city data in these tools?
City budgets, nomad scores, and internet speeds are sourced from Numbeo, Speedtest Global Index, and community reporting, then reviewed quarterly. Visa rules are updated within 30 days of official government announcements. For compliance decisions, always verify against the official government source — our data is a research starting point, not legal advice.
Do you earn money from the services you recommend?
Yes — the 'Tools we recommend' section contains affiliate links. We earn a small commission when you sign up through our links at no extra cost to you. We only list services we actually use and recommend in our playbooks. Affiliate relationships don't influence our ratings or guide content.
Not sure where to start?
Take the Nomad Readiness Quiz — it assesses your finances, setup, and mindset, then points you to the tools that will actually move the needle for you.
Take the quiz — it's free