Chiang Mai
Thailand
Philippines
Cool mountain air, UNESCO creativity, and budget living in the Philippine highlands
Baguio is the Philippines' Summer Capital — a highland city at 1,500 meters elevation where temperatures hover between 13-24°C year-round, eliminating the need for air conditioning. A UNESCO Creative City with a thriving cafe culture, growing coworking scene, and English spoken everywhere, it offers digital nomads an affordable mountain retreat with access to world-class destinations like the Banaue Rice Terraces and Sagada. The trade-offs: no commercial airport (4-7 hour bus from Manila), inconsistent internet outside coworking spaces, and serious earthquake and landslide risks.
Estimated monthly costs in USD for a single digital nomad.
Philippines Digital Nomad Visa (Executive Order No. 86, effective May 5, 2025) allows 12-month stays renewable once for 12 more months (max 2 years). Requires minimum annual income of US$24,000, remote work for foreign employers/clients only, valid health insurance, and no criminal record. DNV holders are NOT considered tax residents — no local Philippine taxes on foreign income.
Minimum Income: $2,000/month
Heaviest rainfall (July averages 629mm across 24 rainy days), peak typhoon risk, and significantly increased landslide danger in the Cordillera region.
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Everything you need before and after landing in Baguio.
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Tools the Settled Nomad community relies on — vetted, nomad-tested.
SafetyWing
Travel & medical insurance for nomads
Flexible monthly coverage starting at $42/mo. Cancel anytime, covers 180+ countries, and pays out in USD.
Airalo
eSIM for 190+ countries
Skip the airport SIM queue. Buy a local eSIM before you land and stay connected from day one.
Wise
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Hold 50+ currencies, get local bank details in 10 countries, and send money at the real exchange rate.
NordVPN
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Essential for coworking spaces and coffee shops. Access home streaming services and keep your data private.
Booking.com
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Start by filtering on your non-negotiables: if budget is tight, sort by cost and look at cities under $2,000/month (Chiang Mai, Medellín, Tbilisi). If fast internet is critical for video calls, filter by internet speed score. If you're on a US passport in Europe, check Schengen status — cities in Georgia, Albania, or the UK give you unlimited stay without the 90-day limit. Use the quiz to get 3 personalized picks based on your specific priorities.
The nomad score is a 0–10 composite rating built from verified data: internet speed (25%), cost of living vs. global median (25%), safety index (20%), English proficiency (15%), and coworking availability + visa friendliness (15%). A score of 7+ indicates a city that works well for most nomads. The score is recalculated quarterly as underlying data refreshes.
The consistently highest-rated cities for internet speed are: Tallinn, Estonia (average 100+ Mbps, fiber everywhere), Seoul, South Korea (gigabit fiber standard), Chiang Mai, Thailand (fast and cheap, coworkings have 200+ Mbps), Lisbon, Portugal (fiber widely available, 100–500 Mbps in most apartments), and Mexico City (100+ Mbps in Roma/Condesa neighborhoods). For video-heavy work, any of these cities provides reliable upload speeds for HD streaming.
Most top-ranked nomad cities have high English proficiency — Lisbon, Tallinn, Amsterdam, Prague, and Bangkok all have strong English-speaking nomad communities and service sectors. Cities with lower English scores (Tokyo, Medellín, Chiang Mai) still work well for nomads because the expat community is large, coworkings operate in English, and translation apps handle most daily situations. Every city guide includes an English proficiency rating and practical notes on language.