Bermuda Work From Bermuda Certificate (2026)
Requirements, income thresholds, and step-by-step application guide
Visa Type
Work From Bermuda Certificate
Min. Income (USD)
Varies
Tax Residency After
183 days
Entry for US Citizens
90-day tourist + visa
Key facts for the Bermuda Work From Bermuda Certificate
Last updated 2026-07-20Work From Bermuda — a one-year residential certificate for remote workers and students
gov.bm is the authoritative portal; the detailed program terms below are widely reported but were not confirmable on an official program page in our review.
Source: Government of Bermuda (portal) →No fixed minimum income, but you must show a continuous source of income (employment or self-employment OUTSIDE Bermuda) and the means to support yourself
Confirm the current means test with the Government of Bermuda.
Application fee commonly cited around US$263 per applicant
Confirm the current fee via gov.bm.
Valid for 1 year, renewable
Apply online through the Government of Bermuda portal (gov.bm)
Source: Government of Bermuda →Bermuda levies NO personal income tax, so foreign remote income is not taxed locally (Bermuda's payroll tax applies to local employment, not to foreign remote workers)
Tax treatment was not part of our official-source verification, but Bermuda's lack of income tax is well established.
Disclaimer: This is general information, not immigration or legal advice. Visa rules, income thresholds, and fees change and vary by nationality and consulate. Figures tagged “commonly cited” are widely reported but not officially confirmed — always verify current requirements with the official Bermuda immigration authority or a licensed immigration attorney before applying.
Sources
What is the Bermuda Work From Bermuda Certificate?
The Work From Bermuda Certificate is a 12-month residency permit launched in 2020 and extended indefinitely. Apply online through the Government of Bermuda portal. Requires proof of remote employment or business income from outside Bermuda, valid health insurance accepted in Bermuda, a clean criminal record, and a USD 263 application fee. No formal minimum income — but Bermuda's cost of living realistically requires USD 6,000+/month to live comfortably.
Important note: US citizens get 90 days visa-free on arrival. The Work From Bermuda Certificate replaces this for long-stay nomads and explicitly authorizes remote work from Bermuda for non-Bermudian employers — solving the tourist-visa-but-working ambiguity. Family members on the same application can also attend Bermudian schools during the certificate's validity.
What are the requirements for the Bermuda digital nomad visa?
Most Bermuda digital nomad visa applications require the following documents. Requirements can change — always verify with the official Bermuda immigration authority or a licensed immigration attorney before applying.
Valid passport
Typically required to be valid for at least 6 months beyond your intended stay.
Proof of remote income
Bank statements, employment contracts, or client invoices proving stable remote income.
Health insurance
Valid international health insurance covering your stay in Bermuda. SafetyWing and Cigna Global are common choices.
Proof of accommodation
Lease agreement, coliving contract, or hotel reservation for initial accommodation.
Clean criminal record
Background check from your home country, often requiring an apostille and certified translation.
Application fee
Consulate application fees vary by nationality and processing location.
Health insurance for the Bermuda Work From Bermuda Certificate
Proof of valid international health insurance is one of the most common Bermuda nomad-visa requirements — and consulates often want it before they'll approve you. SafetyWing's Nomad Insurance is popular with applicants because it's monthly, cancellable, and covers you across borders. Check a live price for your age and dates below.
Insurance pricing for Bermuda
Live quote — enter your age and travel dates. Monthly billing, cancel anytime, covers most nomad-visa requirements.
Affiliate disclosure: we earn a commission if you buy through this widget, at no extra cost to you — it helps keep Settled Nomad free.
Does the Bermuda digital nomad visa trigger tax residency?
Tax residency in Bermuda is typically triggered after spending 183 days in a calendar year. If you stay under this threshold, you may avoid Bermuda tax residency — but you still have obligations in your home country.
Bermuda has zero personal income tax, zero capital gains tax, and zero corporate tax (with limited exceptions for local-source income). Triggering 183-day tax residency therefore creates no local tax liability on foreign income. Payroll taxes apply only to wages paid by Bermudian employers. For US citizens, FEIE qualification still requires the standard tests; for other passports, Bermuda is structurally tax-neutral on remote income.
Banking and money in Bermuda
The Bermudian Dollar is pegged 1:1 to the USD and the two circulate interchangeably for daily transactions. HSBC Bermuda, Butterfield, and Clarien are the main retail banks; account opening typically requires the certificate plus residency address (3–6 weeks). Wise covers Bermuda for inbound transfers; Revolut also works. ATMs are widespread in Hamilton and St. George's. Cards are universally accepted; cash is rarely needed.
Living in Bermuda on the Work From Bermuda Certificate
Full Bermuda guide →We don't yet have city playbooks for Bermuda — read the full Bermuda country guide for cost, banking, and tax details.
Check your eligibility
Our visa eligibility checker covers Bermuda and 40+ other countries — compare options side by side.
Need help with your application?
Visa requirements change fast and mistakes are costly. A qualified immigration attorney can review your application, flag issues before they become rejections, and handle filings on your behalf.
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Frequently Asked Questions
What is the Bermuda Work From Bermuda Certificate?
The Work From Bermuda Certificate is a 12-month residency permit launched in 2020 and extended indefinitely. Apply online through the Government of Bermuda portal. Requires proof of remote employment or business income from outside Bermuda, valid health insurance accepted in Bermuda, a clean crimina
How much income do I need for the Bermuda digital nomad visa?
Income requirements vary and depend on your specific circumstances. Check the official Bermuda immigration authority for current thresholds.
Does the Bermuda digital nomad visa lead to tax residency?
In Bermuda, tax residency is typically triggered after 183 days in a calendar year. Bermuda has zero personal income tax, zero capital gains tax, and zero corporate tax (with limited exceptions for local-source income). Triggering 183-day tax residency therefore creates no local tax liability on foreign income. Payroll taxes apply only to wages paid by Bermudian employers. For US citizens, FEIE qualification still requires the standard tests; for other passports, Bermuda is structurally tax-neutral on remote income.
Can US citizens get the Bermuda Work From Bermuda Certificate?
Yes — US citizens can enter Bermuda visa-free for up to 90 days as tourists, and can apply for the Work From Bermuda Certificate to extend their stay legally for remote work.
Related
Disclaimer: This guide is for general informational purposes only and does not constitute legal or immigration advice. Visa rules, income requirements, and processing times change frequently — always verify current requirements on the official Bermuda government website or consulate before applying. Settled Nomad is not responsible for any outcomes arising from reliance on this information.